Financial intelligence
How To Change A Lender And Get A Better Reduced Interest Rates On Your Home Loan
By Vineet at February 4, 2010 | 1:30 am | 0 Comment
Sometimes we took loan without knowing its pros and cons and later we regret that why we did not choose some other banks for loan or some other plan. For instance,in home loan, what most of the borrowers complain is that ,they are charged by banks more in the name of floating interest rates. If you are facing such kind of problems and want to change the banks or your more...
Co-ownership is more beneficial for home loan and tax benefits
By Vineet at February 3, 2010 | 1:17 am | 0 Comment
Got married recently? And ,now looking for buying home through home loan? Then opt for joint applications which will be more beneficial for both of you in tax deduction and other benefits. For getting applicable for tax benefits on your home loan with joint applications .Take your home loan jointly and try that the property get registered in co applicant names. more...
Opt for low-cost index fund for getting lower fees and fewer taxes
By Vineet at February 2, 2010 | 1:00 am | 0 Comment
If you are looking for more market exposure and diversification without incurring higher operating cost then you can opt for low-cost index fund. What Is Low Cost Index Funds: It is a mutual fund that reflect the actions of a target market index. In other words we can say that it is a copycat mutual fund that will allow investors to gain a wide range of market more...
Opt for liquidity risk premium for additional return on bonds that are not actively traded
By Vineet at February 1, 2010 | 1:19 am | 0 Comment
If you are looking for profit or higher return on your investments at any cost, even if you are willing to take some risk for once then liquidity risk premium could be the answer for you..It is an additional return on bonds that are not actively traded. Because liquid bonds cannot be easily buy and sell at fair market value . To compensate investors for this lack of more...
Show your stock losses in your tax filing and save some money on taxes
By Vineet at January 29, 2010 | 1:11 am | 0 Comment
Everybody who invest in money market love to explore new tricks by which he or she can save some money on his taxes.If you are one of them who is searching for making money even from losses then now your search is ended. Yes, you can make your stock loss counted because you can show your stock losses in your tax filing and can save some money on taxes. If you bought more...
Short term bonds funds is more profitable and stable
By Vineet at January 28, 2010 | 1:09 am | 0 Comment
If you are looking for some alternative other than market funds which can pay you some interest money then you can opt for short-term bond funds. What Is Short-term bond funds: Short term bonds funds is a bonds that mature in three years or less. Short-term bond funds are generally made of corporate bonds. Many of such kind of bonds invest in more...
How To Get A Medical Claims For Your Health Insurance
By Vineet at January 24, 2010 | 10:42 pm | 0 Comment
If your child is ill and you are worried how to get a claim on your health insurance then don't worry next time because there are many good health insurance plans which you can opt for claiming your medical expenses.Just by investing few thousands in health insurance policies for a year you can get a medical claims in lakhs or thousands dollar. What Is Health more...
Opt For High Yield Saving Accounts For Getting More Money On Your Saving Accounts
By Vineet at January 23, 2010 | 12:19 am | 0 Comment
If you are looking for new different type of saving accounts which can give you more interest on your savings then your search is over because you can opt for High yield savings accounts . What Is High Yield Savings Accounts : The High Yield Savings account is same as other internet bank accounts. Its Annual Percentage Yield is more attractive than other saving more...
Use Separately Managed Accounts For More Control Over Your Mutual Funds
By Vineet at January 22, 2010 | 1:25 am | 0 Comment
Think if there is any options which can give you more control of investing in mutual funds without worrying about market timings or portfolio mix and shuffling or loosing any profits? Yes , it is possible with SMA. What Is SMA: Separately managed accounts (SMAs) is a kind of mutual fund that allows for more customization than other general more...
Debt Consolidation – Reduce burden and save money in the form of Interest
By Vineet at January 21, 2010 | 12:49 am | 0 Comment
[caption id="attachment_9793" align="alignleft" width="97" caption="debt-consolidation"][/caption]Debt Consolidation Loan – How this can help you? Facing a problem of many different debts? You can reduce this burden by changing it into Debt Consolidation loan. With debt Consolidation loan, all different debt will change into one Consolidated Loan and that could be more...
Get A Loan Without Private Mortgage Insurance
By Vineet at January 20, 2010 | 1:27 am | 0 Comment
Tips To Get A Loan Without (PMI)Private Mortgage Insurance: If you have paid or borrow right amount of money to make your down payment greater than 20 percent. Then you don’t need to get PMI. Another good option is ,if you will raise the amount of the purchase price of the home , seller credit the additional money toward a greater down payment then you will not more...
Opt For Front-End Load Mutual Funds For Invesment
By Vineet at January 19, 2010 | 12:24 am | 0 Comment
If you are investing in mutual funds then look for few things before investing. As you must be aware of that mutual fund have fees and expenses associated with normal operating costs, and some mutual funds have sales charges while others don’t have sales charges. Mutual funds which charge is called "load" mutual funds because they charge a load to purchase their more...
Few tips how can you earn or generate money from your stocks portfolio
By Vineet at January 17, 2010 | 10:38 pm | 0 Comment
We own stocks but not all of us know small details of stocks trading that’s why ,we miss lot of good opportunity which we can use for generating money from our stocks portfolio. Generating money from your stocks portfolio is very good income generating options for those who are investing money for a long term . Here are few tips how can you earn or generate money more...
Opt For Reducing Balance Loan Rate Which Is Cheaper Than Flat Interest Rate
By Vineet at January 16, 2010 | 12:00 am | 0 Comment
Almost every second person take a loan for different purpose but selecting right loan is quite difficult for layman. Sometimes we got good financial planner to help us out and sometimes we venture ourselves and fell into expensive loaning bracket which is not good for us. Solving this problem,I”ll explain you how to check loan details and whether that loan is good more...
CTG is offering businesses practical tips when considering refinancing
By Vineet at January 14, 2010 | 1:36 am | 0 Comment
What Company Is Offering: CTG is one of the best training providers to global financial institutions, corporates and professional services firms. CTG has developed a wide range of programmes on Accounting & Analysis, Corporate Finance & Company Valuation, Banking & Credit Analysis, Financial Modelling and more.CTG training programmes are enhanced by using real-life more...
Get Your Name Removed From Your Home Loan If You Are Taking A Divorce
By Vineet at January 14, 2010 | 12:01 am | 0 Comment
If your marriage did not work out well and you are going to take divorce and you are facing off a problem of home loan which is taken on both of your name then dont worry anymore because here is few easy ways out. You can get your name removed from home loan if you remember few things before taking divorce or even after divorce. Easy Way Out For Divorce Couples more...
Opt For Certificate of deposit or CD for safer and higher return than saving accounts
By Vineet at January 13, 2010 | 12:43 am | 0 Comment
Playing with money at higher risk is not easy for many peoples that’s why so many people avoid stock market to invest in ,but, don’t worry there are many other shorter and safer option available if you want only safe investment. A certificate of deposit or CD is one of those investment which is offering a higher return than a simple savings account , CD accounts are more...
You Can move all your assets from mutual fund to another investment anytime
By Vineet at January 11, 2010 | 10:26 pm | 0 Comment
If you want to move all your assets from mutual fund to another investment plan then don’t worry here are some ways how to move assets from mutual fund anytime. First you have to look at the recent statement for your mutual fund account. If you do not have a statement, but manage your account online, just log into your online account . You can also call the more...
Do You Know Warrants can be used to make potential profits
By Vineet at January 11, 2010 | 12:45 am | 0 Comment
Whoever invest in stock market ,all of us search for new tricks to make more money from our stocks. There is many thing in investment world which we are not aware of ,while theses small tricks or information can yield us more profit. As with warrants which is issued by companies within your portfolio. These warrants can be used to make potential profits. What Is more...
You Can Use PayPal Account Anonymously
By Vineet at January 11, 2010 | 12:15 am | 0 Comment
Many of us want to use PayPal as anonymous but don’t know how to do it.There are some easy ways to use PayPal account anonymously. Tips To Follow For Creating Anonymous PayPal Account: First you need to create a Paypal account with your chosen anonymous username. After that you have to buy a Visa gift card of any denomination and register it at more...
