5 Smart ways to make payments via mobile

By ajay at August 18, 2011 | 11:49 am | Print

5 Smart ways to make payments via mobile

5 Smart ways to make payments via mobile

Here are few tools that can help you to send and receive money.

1.

Waspit:

Waspit is a new payment method that allows you to make and receive payments of any size to any person from your mobile phone or from your web-enabled device. You can view your transaction history at any time by logging onto the Waspit website. When you log on you can view and print statements, change your security settings, top up your account, or transfer funds back to your every day bank account.

How It Works:

All you need to do is just sign-up page and fill in some basic information. Once you have done that you’re ready to use Waspit. Each time you transfer money to or from your Waspit account, the entry on your account statement with your bank or credit card provider will show ‘Waspit’, ‘your phone number’, and the amount of the debit or credit. This will directly match the same entries on your Waspit statement which is accessible at any time when you logon.

You can put money onto your Waspit account at any time using a debit card, any of the major credit cards (Visa, MasterCard, American Express, and Diners), or by sending money from your normal bank account or PayPal account.

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2.

Climbal:

Cimbal is a smart way to pay with your phone. Cimbal is the best way to pay person-to-person and you can pay and receive payment from anyone with a Cimbal account.

How It Works:

For using it,first of all you need to establish a Cimbal account online. The account is free. You connect your Cimbal account to your bank account and you’re done.Now just open Cimbal application on your phone, point it at the payment request code generated by a point-of-sale system in a store, a checkout page on a Web site, a smart phone screen or a piece of paper or email you received.
You don’t need any additional hardware to swipe cards, because there are no cards. There are also no card numbers that can get stolen and the account on your phone is secured by a PIN code.

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3.

BOKU(Paymo):

Paymo(BOKU) is the trusted mobile payment system that allows consumers anywhere in the world to buy online and pay with their mobile phone.Simply enter your mobile phone number and then reply to a text message: your purchase is complete!

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4.

Paymate:

PayMate’s mobile payment solutions link your mobile phone to any financial instrument of your choice, whether it’s an existing bank account, credit card or a prepaid account, turning your mobile phone into a secure tool you can use anytime, anywhere.

With PayMate, your phone is powered to instantly send and receive money, pay for your shopping, utility bills, flight & more tickets and so much more with unmatched speed and safety.

How It Works:

When you wish to pay via mobile at a PayMate merchant (online or offline) all you have to do is share your mobile number. You will instantly receive SMS from PayMate confirming the transaction amount and asking for authorization with your PIN and 3-alphabet code for Eg PAY ABC 5678 where ABC is the 3-alpahabet code already mentioned in the transaction sms you receive and 5678 is your PIN. Once you reply to the sms in the specified format your payment will be processed and within just a few seconds you will get a response sms confirming the transaction status.

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5.

PayStar:

PayStar is a new tool for mobile payment which is solely for India users. It would help you to send and receive money with your cellphone without downloading any extra software or application.

How It Works:

It is as simple as sending a sms. First of all you have to sign up with Paystar and open your personal account. After your account get activated, you can start using its service. You can send and receive money with only those person who has registered with Paystar .

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